Travel insurer that doesn't think orienteering is dangerous

[Gross]

Spookster is correct & the BOF policy does cover orienteering as a leisure activity. From memory when I emailed the insurers to ask about cover for WMOC they came back & said competitive sport was not covered.....

It would be interested if this has changed & competitive sports are covered. So wombling round a permanent course should be ok.... competing in Oringen maybe not... maybe an insurance expert can advise?

[AndyC]

I think the insurers may think "Competitive" = "Professional". I'm safe I can rarely be called "competitive" !

[roadrunner]

Liverpool Victoria cover orienteering as standard, only proviso is "amateur".

[edit]

SportsCoverDirect offer a top-up policy (https://www.sportscoverdirect.com/activ ... insurance/) to add to your existing policy - and you only need to cover the days when you're actually orienteering (or whatever). Could be handy if you're incorporating a couple of days orienteering into a longer trip, or if (like me) you get free cover from your bank that doesn't include such things.

[charles2]

www.holidaysafe.co.uk does appear to cover orienteering in their activity pack 1 (the standard included in the insurance)

[Clive Coles]

Just as important to check the small print of your travel policy to ensure you are covered for delays due to the closure of air space. Remember the 2010 eruptions of the Eyjafjallajökull volcano in Iceland. I could happpen again.

A number of Insurers took a hit over travel claims as a result of the volcanic ash cloud. Many settled but others contested the claims in the belief it was an "Act of God rather than a weather condition.

At the time I was insured with Insure & Go/underwritten by Europ Assistance. I was stuck in Havana for an additional 10 days

It took a High Court judgement however to confirm that an ash cloud, like a sand storm, is an adverse weather condition. So, as a result, many insurers now specifically exclude such claims from their policy.

I suspect that the risk of that volcano erupting again is actually higher than an orienteer needing to make a medical claim whilst attending an overseas "O" event. The cost of finding yourself stuck overseas can be considerable. I suggest such a risk needs to be covered by your travel insurance.

So don't just buy by price. Read the small print and think through the financial consequences of being delayed getting home.

[EddieH]

All my bad travel insurance stories, either experienced or told by close friends are not of refusal to pay, but of apparently not caring what it costs them as they seem in not the slightest hurry to bring people back to the UK prefering instead to do little and pay lots of extra nights' hospital fees

[frog]

Debenhams travel is very good for many sports. it lists 56 sports which it covers in full and orienteering is one of them. It also has lots of other activities that it covers with or without a premium, surprisingly they don't think river kayaking is dangerous which meant my son was cheap to insure for a 3 week kayaking holiday in Canada.
I have their silver annual policy which also covers cycle touring and mountainbiking plus umpteen other sports.

[frog]

http://www.debenhamstravelinsurance.com ... rding.aspx
it's page 25-26 of the silver annual policy wording document that has the detailed info on sports

[mikey]

http://www.debenhamstravelinsurance.com/policywording.aspx
it's page 25-26 of the silver annual policy wording document that has the detailed info on sports

Orienteering less dangerous than ostrich racing. Hmm...

[Clive Coles]

If you read the small print you will see the Debenhams policy is in fact provided by Insure & Go. That's the company I had my brush with. Insure & Go provide insurance cover for a number of branded retailers.

They are cheap, have a very effecient sales process and on paper promise to cover all you might consider you need. But click on this link http://www.reviewcentre.com/reviews10888.html to see what some of their other customers think of their claims experience. Never again.

Also beware ~ they renew multi-trip policies without first asking so you need to be quick to cancel any Direct debit mandates or credit card authorities if you wish to try another insurer next time. A very slick operator.

But... you pay your money and that's your choice.

[Red Adder]

I'm not sure how much I'd trust an online review these days - having read about companies exploiting Asians at a penny a pop to compose nice reviews about them. I'm looking for a new surveyors wheel and am put off but some very contrasting views where the same product is variously described as both the bees knees and the biggest pile of kak every manufactured.

[Red Adder]

Question - can an atheist claim that the description of an incident as an "act of God" is meaningless to him an therefore not an acceptable get out for the insurers ?

[GillJ]

NFU travel insurance covers orienteering at no extra cost worldwide

[Big Jon]

NFU travel insurance covers orienteering at no extra cost worldwide

Does the NFU pass on details of claims to the police - as a quid pro quo for the police passing on badger killing protestors details to the NFU?

http://www.theguardian.com/environment/ ... ng-badgers

[andypat]

Question - can an atheist claim that the description of an incident as an "act of God" is meaningless to him an therefore not an acceptable get out for the insurers ?

You can try but I suspect it has a legalistic definition that has nothing to do with the likelihood or not of God (which God incidentally?) existing, notwithstanding Billy Connolly's efforts in "The man who sued God"